How does private mortgage insurance work?

Posted by 70sfamily | 12:12:00 AM

Let's say I only have a 10% down payment so I have to have PMI. Do I have to pay that for the entire life of the mortgage or can I stop paying it after I have an equity position of 20% in the house?

If that's the case, would I be better off getting an 80/20 loan (or in this case 80/10)?

Any additional details about PMI that you may think is relavent is greatly appreciated.


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